Transactions

Create and verify payments.

POST /transactions/initialize

Starts a new payment and returns a checkout URL to redirect your customer to.

Parameters

Parameter	Type	Required	Description
amount	number	Yes	Amount to charge, minimum 1
customer_email	string	Yes	Customer's email address
currency	string	No	3-letter currency code. Defaults to `GHS`

Example request

curl -X POST https://starpaysgh.com/api/v1/transactions/initialize \
  -H "Authorization: Bearer sk_test_xxxxxxxxxxxx" \
  -H "Content-Type: application/json" \
  -d '{"amount": 50, "customer_email": "customer@example.com", "currency": "GHS"}'

$ch = curl_init('https://starpaysgh.com/api/v1/transactions/initialize');
curl_setopt_array($ch, [
    CURLOPT_RETURNTRANSFER => true,
    CURLOPT_POST => true,
    CURLOPT_HTTPHEADER => [
        'Authorization: Bearer sk_test_xxxxxxxxxxxx',
        'Content-Type: application/json',
    ],
    CURLOPT_POSTFIELDS => json_encode([
        'amount' => 50,
        'customer_email' => 'customer@example.com',
    ]),
]);
$response = json_decode(curl_exec($ch), true);

const res = await fetch('https://starpaysgh.com/api/v1/transactions/initialize', {
  method: 'POST',
  headers: {
    Authorization: 'Bearer sk_test_xxxxxxxxxxxx',
    'Content-Type': 'application/json',
  },
  body: JSON.stringify({ amount: 50, customer_email: 'customer@example.com' }),
});
const data = await res.json();

import requests

res = requests.post(
    'https://starpaysgh.com/api/v1/transactions/initialize',
    headers={'Authorization': 'Bearer sk_test_xxxxxxxxxxxx'},
    json={'amount': 50, 'customer_email': 'customer@example.com'},
)
data = res.json()

Example response

{
  "status": true,
  "data": {
    "reference": "TXN-XXXXXXXXXXXXXX",
    "checkout_url": "https://starpaysgh.com/checkout/TXN-XXXXXXXXXXXXXX",
    "amount": "50.00",
    "currency": "GHS"
  }
}

GET /transactions/verify/{reference}

Retrieve the current status of a transaction.

Example request

curl https://starpaysgh.com/api/v1/transactions/verify/TXN-XXXXXXXXXXXXXX \
  -H "Authorization: Bearer sk_test_xxxxxxxxxxxx"

Example response

{
  "status": true,
  "data": {
    "reference": "TXN-XXXXXXXXXXXXXX",
    "status": "success",
    "amount": "50.00",
    "currency": "GHS",
    "customer_email": "customer@example.com",
    "paid_at": "2026-07-25T01:19:56+00:00"
  }
}

status will be one of: pending, success, failed, or abandoned.